Oak Crest Subdivision

Housing

The City of Roseau works hard to provide quality and affordable housing opportunities for local residents as well as those relocating to Roseau for employment opportunities. Roseau boasts a wide variety of housing stock in all price ranges and types. Whether you are looking to own or rent, newer or older home, single-family detached or multifamily unit, Roseau has worked hard to provide a good variety of housing options. Housing prices run from as low as $40,000 to over $500,000, so there are housing opportunities to fit every family's lifestyle. The city has many lots available for residential development with city services provided.

In addition the City participates with other entities in Roseau County to help provide financing for anyone seeking to purchase a new home. The Roseau County Affordable Housing Fund was created through contributions from Polaris Industries, Inc.; Marvin Windows & Doors; Roseau County; Roseau Electric Cooperative; and the Cities of Roseau , Badger, Warroad, and Greenbush to help provide low-interest downpayment assistance (up to $5,000) to anyone seeking to purchase a home in Roseau County. In addition, the City of Roseau has an incentive program for new housing providing up to $2,500 in rebates and credits per home.

Contact the City of Roseau for more information on any of these housing programs at (218) 463-5003. For information on the Roseau County Downpayment Assistance Program contact the NWMulti-County HRA at 218-637-2431.

RCAHF Brochure

Oak Crest Estates Brochure

Local Realtors

Apartments

Senior & Assisted Living Apartments

Duplexes & Single Family Houses

Mobile Homes

Home Repair Loans Available

Is your home in need of repairs? Here are some program that may help.

The USDA Rural Development has loan and grant funds available statewide for very-low income homeowners to make basic repairs, install essential features or to remove health and safety hazards. The maximum loan amount is up to $20,000 at a 1% interest rate for a term of up to 20 years. The maximum grant is up to $7,500 for applicant 62 years old or older.There is a narrow window of opportunity to receive these funds with no waiting period. USDA Rural Development is looking for qualified applicants to apply for these loans and grants. Call today if you are a very-low income homeowner (in Roseau County the range is $22,350 for 1 person up to $42,150 for a family of 8) in need of essential home repairs. Please call the Thief River Falls office at (218) 681-2843, ext. 4 for more information or visit www.rurdev.usda.gov/mm.

The Federal Home Loan Bank of Des Moines has awarded Border State Bank $315,000 to be used for owner-occupied housing rehab in Kittson, Marshall, Norman, Pennington, Polk, Red Lake and Roseau Counties in Northern Minnesota. These fund will be administered by the NW Minnesota Multi-County HRA. Funding will be available to assist 35 low to middle income households in need of home repairs with a $9,000, 5-year forgivable loan at a 0% rate of interest. In order to receive FHLB funding, dollar to dollar matching funds are required. These funds can be homeowner funds, private or bank loans or funds from another program. For more information or to see if you qualify for funding, contact us at 218-637-2431, ext. 1126 or ext. 1125.

Oak Crest Estates Subdivision

The City of Roseau is pleased to offer single-family residential lots in Roseau's Oak Crest Estates neighborhood. Oak Crest Estates features 1/2 acre lots in and around the front nine of the Oak Crest Golf Course. The Oak Crest Estates development will be completed in two phases. The first phase includes the development of 17 lots just to the east of the Oak Crest Golf Course off of Main Avenue S. The second phase of the development will run into the front nine with an additional 19 lots. Lots in Phase I are currently for sale and ready for development. Phase 2 lots will be developed later as Phase 1 lots are depleted. Below is a link to a brochure that outlines the prices and costs associated with the lots in Phase 1. For more information contact Todd Peterson, Roseau Community Development Coordinator at 218-463-5003.